Im starting early this year ..lol Im being plagued morning noon and night by phone calls from loan companies, now i rarely give out my number and the only people i can think of is i gave the number to is the Local Council a couple of weeks ago , so i imagine they have sold it on hence the rash of calls one even said to me that i was ruining xmas for my family by being broke !!! before i got a chance to hang up . As council tenants they assume youre broke so buying the phone numbers must make them tons . Its all over the TV as well hundreds of companies with stunning APRs just lending you a few quid for xmas , just fine till youre late getting paid and end up with default payments .AAARRGGHHHHH all these ads should be banned till post xmas .
My other pet peeve is the Studley old bloke flogging over 50s plans to eyelash batting widows , he lurks in garden centers and pops round to prune their bushes , you just know its not just a bit of commission hes after.
Now is the season to consider making a food bank donation , please think canny on this one , they see enough selection boxes , chocolate oranges and mince pies . being needy isnt just for xmas day ! UHT milk is the one our foodbank is always screaming for , coffee, tea , pot noodles, cup a soup ,anything you just need a kettle for. Pull top tinned fruit etc for when the leccy has run out is always needed . Dont forget CASH dont judge people it mostly goes to topping up electric and gas cards most foodbanks have an account to do this online . I went into our community food initiative the other day and someone had donated loads of bags of logs and sticks, there was lady stood guarding them and asking folks if they needed them she would deliver them on her way home . So its not always the obvious stuff and you cant heat your home with a chocolate orange !!